Wills in Spain for British Expats · English-Speaking Solicitors

Spanish Wills for British Expats
— Brussels IV, Brexit, and What to Do

A Spanish will for a British national is a specific document with specific protections. It makes the Brussels IV election to English (or Scots, or Northern Irish) law, it coordinates with your UK will, it handles the Brexit-era tax nuances, and it registers with Madrid so your family can act within weeks of your death rather than fighting sworn translations for a year. This page is the full British expat guide to how it works, what it costs, and why it matters now more than ever.

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There are more than three hundred thousand British nationals officially resident in Spain, and at least as many again who own Spanish property without residing. For nearly all of them, a Spanish will is the single most useful estate-planning instrument available — not because it is complicated, but because the absence of one creates disproportionate complications for the family after death. This page is written specifically for British expats: it addresses English and Welsh, Scots, and Northern Irish testators, covers the Brexit implications on Spanish tax and residency, and sets out exactly what a Spanish will for a British national needs to contain.

If you have arrived at this page, you are probably one of three profiles: a British resident in Spain who has lived here for years and never got around to a Spanish will; a British non-resident who owns a holiday home and assumed the UK will would cover it; or a British national recently arrived in Spain, working through the admin of a full relocation. All three profiles need a Spanish will. The drafting is similar, but the emphasis differs.

What makes a Spanish will for a British expat specific

A Spanish will for a British testator needs to carry a number of specific clauses and protections that a generic Spanish will drafted for a Spanish national would not contain. These are the key elements:

  • Brussels IV election to English, Scots or Northern Irish law. The testator must specify which unit of UK law governs their succession. England and Wales is the most common; Scots and Northern Irish apply where relevant.
  • Brexit tax acknowledgements. Since Brexit, certain Spanish tax treatments of British heirs and British-resident deceased have shifted. Good drafting accounts for these without locking them into the will.
  • UK will preservation clause. Explicit statement that the Spanish will does not affect the testator's UK will, confining scope to Spanish assets only.
  • NIE and passport identification. The testator is identified by both NIE and British passport number, together with habitual residence and tax residency position.
  • Substitute beneficiaries with per stirpes logic. The English convention of per stirpes substitution is reflected in Spanish drafting language.
  • Executor references where relevant. Under the Brussels IV election to English law, the role of executor under English law can be given appropriate effect in Spain.

The Brussels IV election for British nationals — the key clause

EU Regulation 650/2012 entered force in Spain in August 2015. Its default rule: the law of the deceased's habitual residence at death governs their succession. For a British national resident in Spain, that default brings Spanish succession law into operation — including the legítima forced-heirship rule that reserves two-thirds of the estate for children.

Brussels IV Article 22 allows any testator to elect their national law instead. For a British testator, the election is made to the law of the UK unit of which they are a national and with which they have the closest connection. The election must be express (buried or implicit elections do not count), it must be made in writing, and it must meet the form requirements of Spanish succession law — which means it must appear in a validly executed testamentary document.

A Spanish will signed before a Spanish notary and registered in Madrid meets all three requirements. That is why the election is nearly always made in the Spanish will, not in the UK will (which typically does not survive the Spanish formality tests on its own).

For a British testator in Spain, the Brussels IV election is the clause that restores testamentary freedom over the Spanish estate. Without it, Spanish forced heirship applies and overrides whatever the UK will says about Spanish assets.

Brexit — what actually changed for British wills in Spain

A surprising amount of misinformation circulates on this topic. Here is what actually changed and what did not.

What did NOT change

  • Brussels IV still applies to British testators in Spain. The UK did not have to remain in the EU for Spain to recognise a British testator's election of English law. Spain continues to apply Brussels IV to British nationals.
  • The validity of Spanish wills drafted pre-Brexit. Spanish wills signed before January 2021 remain fully valid and in force. No redrafting is required solely because of Brexit.
  • The two-will structure. UK will + Spanish will, with a scope clause and a Brussels IV election, is still the correct structure for a British expat.

What DID change (mostly tax)

  • Spanish IHT non-resident reliefs. The European Court ruling in 2014 required equal treatment of EU and Spanish residents for Spanish inheritance tax. Post-Brexit, Spain has extended that equal treatment to non-EU heirs, including British ones, following Supreme Court rulings in 2018 and 2023.
  • CGT and property sale base. Post-Brexit, British non-residents selling Spanish property face a non-resident CGT regime (though the 3% retention and the treatment are broadly stable).
  • Residency status. Many British nationals who were pre-Brexit residents under EU free movement have needed to regularise under the TIE system. This affects their residence position for Spanish succession purposes, but not the validity of their wills.
  • Inheritance tax filing by non-resident heirs. British heirs of a Spanish-resident deceased, or heirs of a British-resident deceased with Spanish assets, file the inheritance tax return with the national office rather than a regional one — but can still claim the regional relief applicable to the relevant region.

Practical conclusion

If you drafted a Spanish will before Brexit and it contains a Brussels IV election, you do not need to redraft. If you have not yet drafted a Spanish will, draft one — Brexit has made the drafting more valuable, not less, because the absence of EU free movement has increased the friction in Spanish administration for unprepared estates.

British non-residents with a Spanish holiday home

This is our single most common client profile. The typical structure: British national resident in the UK, owns a residential apartment in Spain (often on the Costa del Sol, Costa Blanca or Costa Brava), has a small Spanish current account for local expenses, spends six to eight weeks a year in Spain.

For this profile, a Spanish will is urgent precisely because the UK estate will run under UK probate (a relatively orderly process) while the Spanish apartment sits frozen for six to twelve months waiting for the UK grant to be apostilled and translated. A Spanish will eliminates that lag. The Spanish will is typically short — it covers the apartment, the bank account, any vehicle — but contains the same Brussels IV election and scope clause as a resident's will.

British residents in Spain — the full package

For British nationals tax-resident in Spain, the picture is broader. Spanish tax residency triggers Spanish inheritance tax on worldwide assets (with reliefs), and it means the Brussels IV analysis is central to everything. In addition to the Spanish will, we usually recommend:

  • A coordinated Spanish power of attorney for family administration if incapacity strikes.
  • A living will (testamento vital) recording medical wishes, registered with the regional health authority.
  • A review of the UK will to ensure it contains no global revocation language and accounts for the Spanish estate.
  • A position paper on Spanish tax residency and UK domicile, because the two can coexist (leading to potential double IHT exposure, with unilateral relief).

Scottish testators

Scots law is a distinct unit of UK law for succession purposes. A Scots national can elect Scots law under Brussels IV in a Spanish will. Scots succession law retains the concept of "legal rights" for spouses and children over movable property, which is narrower than Spanish legítima. The election is clean and is relied on in practice. We specify Scots law in the drafting where applicable.

Northern Irish and Welsh testators

Welsh testators sit under the same England & Wales jurisdiction as English ones, so the Brussels IV election is to "English and Welsh law." Northern Irish testators elect Northern Irish law, which broadly tracks England and Wales for succession but is a formally distinct unit. Our drafting specifies the correct unit in each case.

Why It Matters

Why British Expats Need a Spanish Will

Brussels IV election protection

Restores English, Scots or Northern Irish testamentary freedom over your Spanish estate, disapplying Spanish forced heirship.

Skips the apostille-and-translation chain

Your family does not need a UK grant of probate translated into Spanish. The Spanish will stands alone for the Spanish estate.

Keeps the six-month tax deadline reachable

With the Spanish will on the Madrid register, your heirs can move directly to the acceptance deed and tax filing within the window.

Accounts for Brexit non-resident position

Drafting reflects post-Brexit Spanish tax treatment of British heirs, with appropriate residence and heir identifications.

Protects blended British-Spanish families

Where UK children and a Spanish spouse (or vice versa) need to inherit in a specific pattern, the Brussels IV election protects the choice.

Registered in Madrid, findable instantly

The Spanish will is centrally registered. No matter where your UK family is looking, the Spanish notary after your death can find the will in a single database search.

Three decades of drafting Spanish wills for British expats

Our team specialises in the British expat position — England and Wales, Scotland, Northern Ireland, Crown Dependencies. Book a call in English and walk through yours.

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Drafting for different British family structures

Married couples with joint children

Standard pattern: mirror wills, on first death the spouse inherits (or takes a usufruct with children holding bare ownership), on second death the children inherit equally. Brussels IV election to English law in both wills. Scope clauses preserving the UK wills. This is our most common draft.

Married couples with first-marriage children

The most delicate configuration. Brussels IV election is essential to disapply Spanish legítima and allow the surviving spouse to inherit ahead of first-marriage children if that is the intent. We usually recommend careful substitute drafting and a clear explanation of the family structure in the will for transparency to any later challenger.

Unmarried couples

Unmarried partners are not default heirs under Spanish or English intestacy. A Spanish will with Brussels IV election and explicit institution of the partner is the only reliable way to ensure the partner inherits the Spanish estate.

Single testators

Whether single by choice or by bereavement, a single testator has wide discretion under Brussels IV. The Spanish will identifies the desired beneficiary or beneficiaries (often children, sometimes a charity, sometimes a specific individual) and the substitute chain.

Testators with disabled beneficiaries

English law allows discretionary trusts for disabled beneficiaries to avoid means-testing issues. Spain does not recognise trusts in its domestic succession. Where a British testator has a disabled beneficiary, we coordinate with UK drafting so the UK assets pass into the UK discretionary trust while Spanish assets are left under a structure that does not disrupt English benefits — typically outright gifts to a family member holding in a morally binding way, with the UK trust separately protecting the disabled beneficiary's UK entitlement.

Cross-border tax considerations — UK IHT meets Spanish IS

A UK-domiciled individual is within UK inheritance tax on worldwide assets, with the standard nil-rate band, residence nil-rate band, and full spouse exemption. Where the testator is Spanish tax-resident, Spanish inheritance tax also applies on worldwide assets (with regional reliefs). Both taxes can apply to the same estate. The UK permits unilateral relief for foreign inheritance tax paid on foreign assets; in practice the Spanish tax paid on Spanish assets is credited against the UK position. Your Spanish will does not change any of this, but the drafting supports the eventual tax claim.

Succession law meets Spanish tax — a coordinated package

We routinely see British clients who have drafted a Spanish will through a non-specialist office that did not include a Brussels IV election and did not consider the tax implications. The typical loss on such a file is a combination of (a) Spanish forced heirship applying by default and diverting assets to children who were meant to be residuary rather than primary heirs, and (b) regional tax reliefs going unclaimed because the will did not identify the family members in the right form. The cost difference between a specialist draft and a bargain-basement draft is recovered many times over in correctness.

British-Specific Pitfalls

Common Errors on British Expat Wills

Spanish will without Brussels IV election

Drafted by a non-specialist. Spanish forced heirship applies by default, potentially overriding the testator's intent.

UK will with global revocation, signed later

A new UK will drafted after a Spanish will can inadvertently revoke the Spanish will. Scope clauses on both sides prevent this.

Assuming Brexit invalidated the election

Brexit did not. Brussels IV is a Spanish rule and continues to apply to British testators. No redrafting required for Brexit alone.

Wrong UK unit specified

A Scots testator drafted as English, or vice versa. The drafting must specify the correct UK legal unit for the election.

No reference to Scots "legal rights"

For Scots testators, the English concept of testamentary freedom does not apply identically. Drafting must account for Scots legal rights to movable property.

Missed residence declaration

The will omits the testator's habitual residence, which can create ambiguity about the applicable default law if the Brussels IV election is later challenged.

Who We Help

British Profiles We Draft For

Retirees on the Costa del Sol

British couples, UK children, Spanish apartment. Mirror wills, Brussels IV to English law.

Costa Blanca holiday home owners

UK residents, Spanish apartment or villa. Standard single or couple's will, narrow scope.

Mallorca & Balearic second-home owners

British national, Balearic property, regional IHT relief position. Will drafting with attention to Balearic relief.

Scottish testators in Málaga or Alicante

Scots law election, Scots legal rights considered, Spanish apartment.

Canary Islands expats

British residents in Tenerife or Gran Canaria, favourable Canary regional inheritance tax regime.

Recently arrived British residents

TIE-holding British nationals who have just become Spanish tax-resident. Full package including POA and living will.

Frequently Asked Questions

British Expat Spanish Wills — Answered

Does Brexit mean I need to redraft my Spanish will?
No, not for Brexit alone. A Spanish will signed before Brexit containing a Brussels IV election remains fully valid. You only need to redraft if your family structure, assets, or intentions have changed.
Can I still elect English law in my Spanish will as a British national?
Yes. Brussels IV is a Spanish rule and continues to apply to British testators. The election of English (or Scots, or Northern Irish) law is recognised by Spanish notaries and courts without interruption.
I am a British expat resident in Spain — does UK inheritance tax still apply to me?
Potentially, yes. UK IHT follows domicile rather than residence, so a UK-domiciled individual remains within UK IHT on worldwide assets regardless of Spanish residency. Spanish IS can also apply, with unilateral relief between the two. We flag the position; specialist tax advice can quantify it.
If I have a UK will, do I have to get a Spanish will as well?
You are not legally required to, but in practical terms the absence of one adds six to twelve months to your family's administration of any Spanish assets. For anyone with more than a small Spanish current account, a Spanish will is strongly recommended.
What happens if I drafted a Spanish will pre-Brexit and it elects English law?
It remains valid and enforceable. The Brussels IV election pre-Brexit is recognised by Spain post-Brexit without any need to re-sign.
Does the Brussels IV election affect my UK will at all?
No. The Brussels IV election operates only at the Spanish end — it tells the Spanish system which national law governs the Spanish succession. Your UK will continues to operate under whichever UK law it was drafted under.
If I divorce my UK spouse, does the Spanish will need to be redrafted?
Yes, in virtually all cases. Under English law a divorce automatically reads the ex-spouse out of a UK will. Under Spanish drafting conventions the position is less automatic, and it is always safer to draft a replacement Spanish will to remove the ex-spouse expressly.
My UK will leaves my estate via a discretionary trust — can my Spanish assets go into the trust?
No. Spain does not recognise discretionary trusts in its domestic succession law. Your Spanish will must dispose of Spanish assets outright to named beneficiaries or to a specific chain of substitutes. Coordination with your UK trust is a drafting conversation we have regularly.
Can I appoint a British executor in my Spanish will?
You can appoint an albacea (the Spanish equivalent) and that person can be British. Where the Brussels IV election is to English law, the concept of executor is carried over with appropriate effect.
I own my Spanish property jointly with my spouse — does each of us need a separate will?
Yes. Spanish law does not recognise joint wills. Each co-owner needs their own Spanish will. We draft them as mirror wills, cross-referenced and matched.
I am a British non-resident with a single holiday apartment in Spain — is a full Spanish will worth the cost?
Yes. The cost of drafting is a modest fraction of what your family would otherwise spend on apostille, sworn translation, and additional notary time to admit a UK grant. For non-residents the drafting is quick and the protection is immediate.
What happens if I become Spanish tax-resident after drafting the Spanish will?
The will continues to operate. Your residence changes the inheritance tax position (Spanish tax residency triggers worldwide IS, with regional reliefs), but the will's operation and the Brussels IV election remain unchanged.
Do Scottish testators benefit from Brussels IV?
Yes, with an election of Scots law. Scots legal rights for spouses and children over movable estate operate but are narrower than Spanish legítima. The election is clean.
Can I use the same Spanish will as my spouse by just signing it?
No. Each spouse requires a separate individual Spanish will. We draft them simultaneously as mirror wills. Signing a joint document is not permitted under Spanish succession law.
Does Gibraltar fit anywhere in this?
Gibraltar is a separate legal jurisdiction with its own succession law. A Gibraltar testator can elect Gibraltar law under Brussels IV in a Spanish will. We handle Gibraltar cross-border drafting on request.

The right Spanish will for a British expat takes three weeks

Book a call and we will confirm scope, quote the fee, and start drafting to your timetable.