Welcome to Platinum Legal Spain
Non-Lucrative Visa Spain – 2025 Complete Guide and Legal Support
The Non-Lucrative Visa (NLV) is Spain’s top residency permit for non-EU citizens who want to live in Spain without working — including retirees, remote workers, digital investors, and long-term explorers.
But here’s the reality: Spain’s NLV process comes with strict financial, health insurance, and legal documentation requirements — and even small mistakes can lead to rejection.
That’s where Platinum Legal Spain comes in.
Our team of bar-registered lawyers and immigration specialists provide personalised support to secure your Non-Lucrative Visa for Spain — efficiently, correctly, and with confidence.
Our Approach
Client-Focused Service
We believe no two clients are the same. Our team offers personalised strategies based on your individual profile — ensuring your Non-Lucrative Visa application is flawless from the start.
Clear Communication – No Legal Jargon
We bridge the language and cultural gaps often found when navigating Spanish bureaucracy. With Platinum Legal Spain, you’ll always understand every step of your immigration journey.
Local Insights, International Standards
Our immigration specialists combine deep Spanish legal knowledge with international service standards, guiding you through the residency process seamlessly.
What Is the Non-Lucrative Visa?
The Non-Lucrative Visa Spain is a residency visa for non-EU nationals who want to live in Spain without engaging in any economic or professional activities.
It’s ideal if you:
- Plan to retire in Spain
- Have passive income or significant savings
- Want to take a career break or explore remote study options
- Intend to stay long-term without working locally
Key benefits include:
- 1-year initial residency, renewable for 2-year periods
- Path to permanent residency after 5 years
- Family inclusion — spouse and dependent children can apply together
Spanish Non-Lucrative Visa
2025 Requirements
To successfully apply for the NLV in 2025, you must meet strict criteria around financial means, health insurance, police clearance, and official documentation.
Financial Means (Income and Savings)
To qualify, you must prove sufficient financial independence, calculated at 400% of Spain’s IPREM.
For 2025, the minimum financial thresholds are:
| Applicant Type | Monthly Minimum Income | Annual Minimum Income |
|---|---|---|
| Main Applicant | €2,400 | €28,800 |
| Each Dependent (Spouse or Child) | €600 | €7,200 |
Example:
For a couple, the combined income must be at least €36,000 per year.
Accepted financial sources include:
- State or private pensions
- Investment or dividend income
- Rental property income
- Bank savings or fixed-term deposits
You must submit 6–12 months of official bank statements or financial reports — all translated into Spanish and apostilled or legalised where necessary.
Pro Tip:
Every Spanish consulate has slight differences in document standards. We tailor your application to your specific consulate’s checklist.
Private Health Insurance for the NLV
Applicants must obtain full private health insurance from a Spanish-registered provider.
The insurance must:
- Offer full medical coverage (equivalent to Spanish public healthcare)
- Be without co-payments or deductibles
- Have no waiting periods for coverage activation
- Be valid in Spain during the entire visa duration
At Platinum Legal Spain, we partner with 247 Expat Insurance to secure NLV-compliant health insurance — fast, affordable, and accepted by Spanish consulates.
Important:
Some consulates require proof of payment for 12 months in advance — we’ll advise you based on your local consulate’s practice.
Other Required Documents
In addition to proof of finances and insurance, you must prepare:
- Valid passport (minimum 1-year validity remaining)
- Medical certificate (proving absence of infectious diseases)
- Police background check from your home country (translated and apostilled)
- Proof of accommodation in Spain (ownership or rental contract)
- Visa application forms
- NIE number application
- Proof of payment of visa fees
All documents must be translated into Spanish by a registered translator and apostilled or legalised where applicable.
How Our Immigration Lawyers and Specialists Support Your Application
Applying for the Non-Lucrative Visa Spain can feel overwhelming — but it doesn’t have to be.
With Platinum Legal Spain, you receive:
- Full document review and legal advice
- Health insurance assistance
- Apostille and legalisation guidance
- Complete application preparation
- Consulate appointment support
- Pre-submission checks to prevent rejection
- Visa appeal support (if needed)
Our mission is to ensure your visa process is simple, secure, and successful.
Your Non-Lucrative Visa Spain Timeline – Step by Step
1. Consultation With Our Immigration Specialists
We assess your profile, confirm your eligibility, and answer all your questions.
2. Document and Financial Review
We meticulously review your finances, insurance, background checks, and medical documents.
3. Application File Preparation
Our legal team prepares your complete Non-Lucrative Visa application package — including translations and apostilles.
4. Consulate Submission
We assist you in scheduling your Spanish consulate appointment and submitting your application.
5. Consulate Processing (4–12 Weeks)
We monitor your application status and respond to any requests for additional documents.
6. Visa Approval and Entry to Spain
Once approved, your visa will be stamped in your passport — allowing you to enter Spain within 90 days.
7. Local Registration: TIE Card and Padrón
We guide you through obtaining your TIE Card and registering at the local town hall (empadronamiento).
Need help with your TIE appointment?
We offer full support for all post-arrival legal steps.
Where Can You Apply for the Non-Lucrative Visa?
You must apply at a Spanish consulate in your country of residence.
Platinum Legal Spain has supported successful NLV applications through consulates worldwide, including:
- London, Manchester, Edinburgh (UK)
- New York, Miami, Los Angeles, Houston (USA)
- Toronto, Ottawa, Vancouver (Canada)
- And many others across Europe, Asia, and Latin America
Each consulate has its own minor variations — we ensure your file matches exactly.
Book Your Consultation Today
Start your move to Spain the stress-free way.
Schedule a personalised consultation with Platinum Legal Spain’s immigration team and make your NLV application a success story.
Ready to Start Your Spanish Residency Journey?
Your dream of living in Spain deserves the best legal support.
At Platinum Legal Spain, we combine expertise, care, and results — ensuring your Non-Lucrative Visa Spain process is smooth, transparent, and successful.
Book Your Consultation Now.
Thank you for your interest in the Non-Lucrative Visa. Once you submit this form, a member of our immigration legal team will review your details and be in touch to arrange your consultation. All appointments are carried out by our immigration team with experience in visa and residency matters for international clients.
Our Promise
At Platinum Legal Spain, we believe in building lasting relationships with our clients. Your trust in us is the foundation of our practice. We pledge to guide you through every step of your legal journey in Spain with integrity, professionalism, and an unwavering dedication to your best interests.
Embark on Your Spanish Adventure with Confidence
Your dream of owning a home in Spain deserves the backing of the best legal minds. At Platinum Legal Spain, we are not just your solicitors – we are your partners, advocates, and guides in the beautiful journey of making Spain your home.
FAQs – Non-Lucrative Visa Spain
A: Officially, you cannot perform work activities within Spain. However, many expats continue remote work for foreign employers discreetly, as long as no income is derived from Spanish sources.
Yes. Spouses and dependent children can be included, provided you demonstrate additional financial means for each family member.
After submission, decisions usually take between 4–12 weeks depending on the Spanish consulate.
You must apply for renewal, which grants you a 2-year residency permit. After 5 years of legal residency, you can apply for permanent residency.
Yes. Renewal is handled from within Spain, and you must prove continued financial means, private health insurance, and compliance with residency requirements.
To keep your Non-Lucrative Visa valid, you must spend more than 183 days per year physically in Spain.
Failing to meet the minimum stay requirement can lead to non-renewal or complications with your residency status.
Yes, after the first year, it is possible to modify your status from a Non-Lucrative Visa to a work permit (self-employed or employed).
You must meet all the legal requirements for work permits, including contracts or business plans, depending on the route.Failing to meet the minimum stay requirement can lead to non-renewal or complications with your residency status.
Still Have More Questions?
We answer 30+ of the most common questions expats ask about applying, qualifying, renewing, and living in Spain on the NLV.
Explore financial proof, health insurance tips, renewal rules, and everything else you need to succeed.
If you're ready to move forward with your non-lucrative visa application, our team is here to guide you through every step of the process. We offer personalised legal consultations to review your eligibility, financial documentation, and required paperwork in detail. Appointments can be held in person.