Buying property in Spain as a foreigner is exciting—but it’s also legally complex. At Platinum Legal Spain, we simplify the process with clear, comprehensive legal services tailored for expats, retirees, digital nomads, and international investors.
Our English-speaking property lawyers are based in Murcia, Orihuela Costa, and across Spain, and we manage every legal detail for you—from your NIE number to Notary day.
Our Promise
Client-Focused Service
At the heart of our practice is a commitment to personalised service. We understand that each client's situation is unique, and we pride ourselves on providing tailored solutions that meet your specific legal needs.
Bridging the Language Barrier
Our team is equipped to communicate effectively with a diverse clientele. By ensuring clear understanding and transparency, we bridge the language and cultural gaps that can often complicate legal proceedings in a foreign country.
Local Insights, Global Standards
Our deep roots in the Spanish legal system, combined with an international perspective, enable us to offer services that adhere to the highest global standards while remaining attuned to local nuances.
Why Legal Support Is Crucial When Buying Property in Spain
Spain’s property system differs significantly from countries like the UK, US, or Germany. There’s no central registry of title like the UK Land Registry, and agents often represent the seller—not you.
Platinum Legal Spain protects you from:
Buying a property with debts or illegal extensions
Misleading contracts or incomplete paperwork
Unregistered renovations or unlicensed properties
Loss of deposit due to poor representation
We offer:
Transparent legal guidance in plain English
Escrow services to protect your deposit
Power of Attorney so you don’t need to travel
A legally safe, stress-free buying experience
Step-by-Step Guide: How to Buy Property in Spain as a Foreigner
1. Property Search & NIE Number
Before anything, you’ll need an NIE (Foreigner’s Tax Identification Number). This is required for:
Opening a bank account
Paying taxes
Signing contracts
We handle your NIE application as part of our onboarding.
2. Reservation Deposit & Offer
Once you find a property:
You’ll pay a small holding deposit (usually €3,000–€6,000)
This takes the property off the market
Your lawyer confirms the seller is legally entitled to sell
3. Due Diligence & Legal Checks
We conduct comprehensive checks, including:
Land Registry ownership verification
Outstanding mortgages or debts
Building licenses and usage permits
Community fees, IBI tax, and utilities
Structural legality of extensions or pools
See more: Due Diligence for Resale Properties and New Builds
4. Private Purchase Contract
Once checks are clear:
A private contract is signed
You usually pay 10% of the property price
It includes all agreed conditions and completion date
5. Signing at the Notary
The final sale happens at the Notary’s office:
The escritura (title deed) is signed
Balance of funds is paid
Ownership is officially transferred
You can attend in person or give us Power of Attorney.
6. Post-Sale Registration & Utilities
We:
Register your title at the Land Registry
Pay your property taxes and fees
Set up utilities, direct debits, and community fees
Costs Involved in Buying Property in Spain
You should budget an additional 10–14% on top of the purchase price to cover:
Cost Item | Typical Rate |
|---|---|
Transfer Tax (ITP or VAT) | 8–10% |
Stamp Duty (new builds) | 1.5% |
Notary & Land Registry Fees | €1,000–€2,000 |
Legal Fees | From 1% + VAT |
NIE + POA (optional) | €150–€350 |
Explore more in our Property Tax Breakdown
Buying Remotely with a Power of Attorney
Not in Spain? No problem.
We’ll prepare and register a Power of Attorney so we can:
Sign contracts
Open your bank account
Apply for your NIE
Attend the Notary on your behalf
What Types of Properties Can You Buy?
We assist with:
Apartments, villas, and townhouses
New developments and resale homes
Coastal and rural properties
Investment properties and buy-to-let units
Co-ownership and inheritance purchases
FAQs About Buying Property in Spain (SEO-Rich)
Is it safe to buy property in Spain as a foreigner?
Yes—but only if you hire an independent lawyer. Spanish real estate agents represent sellers, not buyers. Without legal due diligence, you risk buying a property with hidden debts, illegal modifications, or unpaid taxes.
How long does it take to buy a property in Spain?
On average, 6–10 weeks. This depends on how quickly we receive all documents and how soon the Notary appointment is scheduled. With Power of Attorney, we can move even faster.
What is the 10% private deposit and is it refundable?
This deposit is typically non-refundable unless the contract includes special conditions. If the seller pulls out, they may be legally required to pay double the deposit back to you.
Can I get a mortgage as a non-resident?
Yes. Most Spanish banks offer mortgages up to 70% of the property value for non-residents. We assist with the paperwork, bank coordination, and mortgage setup.
Do I need to be in Spain for the entire process?
No. With a Power of Attorney, we can handle every step, including signing the final title deed, opening bank accounts, and setting up utilities.
Start Your Property Journey with Platinum Legal Spain
Whether you’re buying a holiday home or investing in Spain’s property market, our legal team is here to protect your interests from start to finish.
Book a consultation now, or explore our: