Buying a Property on a Golf Resort in Spain – Complete Guide

• Yes! Spain welcomes foreign buyers, and the process is straightforward with the right legal assistance.
• Buyers will need an NIE (Foreigner Identification Number) and should hire a lawyer to handle contracts, taxes, and due diligence.
• Financing is available through Spanish banks, but mortgage conditions vary for non-residents.

• No! Many buyers choose golf resort properties for their security, luxury lifestyle, and peaceful surroundings, even if they don’t play golf.
• Most resorts cater to families, retirees, and professionals, offering social events, dining options, and leisure facilities beyond golf.

• Yes, golf properties in Spain offer strong rental potential, especially in areas with year-round tourism.
• Properties on well-maintained golf resorts tend to hold their value and provide a high-quality lifestyle with secure, gated communities.
• Many resorts offer exclusive amenities such as spas, gyms, pools, and restaurants, adding to their appeal.

• The Valor de Referencia is the official market value assigned by the Spanish Tax Agency based on property sales in the area.
• If the Valor de Referencia is higher than your purchase price, you must pay ITP based on the higher amount.
•  If your purchase price is higher than the Valor de Referencia, ITP is calculated on the actual purchase price.

💡 Checking the Valor de Referencia before purchasing can help avoid unexpected tax costs.

Yes, most golf resorts have community fees, which cover:

• Security & maintenance of communal areas
• Access to pools, gyms, and clubhouses (where applicable)
• Golf course upkeep (in some resorts)

Fees vary by resort but typically range from €50 to €400 per month.

• While not legally required, a Spanish bank account is strongly recommended for making payments, setting up utilities, and paying local taxes.
• Some Spanish banks may require proof of funds and an NIE (Foreigner Identification Number) to open an account.

• The process usually takes 1 to 3 months, depending on whether you need a mortgage and the complexity of the legal checks.
• If you are a cash buyer and all documents are in order, the process can be completed in as little as 4–6 weeks.

• Yes, but Spanish banks usually require a 30–40% deposit for non-residents.
• Interest rates vary depending on the bank, but fixed-rate and variable-rate mortgages are available.
• Some banks may require proof of income and tax returns from your home country.

• In Spain, property debts transfer to the new owner, including unpaid taxes, community fees, and mortgages.
• Your lawyer will conduct due diligence to ensure there are no outstanding debts before you complete the purchase.

💡 Always work with a legal expert to verify a property’s financial status before buying.

• Yes! Many golf properties are highly sought after for holiday rentals.
• Resorts in Costa Blanca, Costa del Sol, and Murcia have strong demand from golfers, families, and retirees.
• Some golf resorts have rental management services, while others may require a tourist rental license (depending on local regulations and golf resort regulations).

Oficially no! But your lawyer ensures:

• The property is legally registered and free of debts.
• All contracts protect your interests.
• Taxes are correctly calculated and paid.

Platinum Legal Spain provides expert legal guidance throughout the entire process.

💡 Working with an independent lawyer is essential to avoid costly mistakes when buying property in Alicante.