Welcome to Platinum Legal Spain
Buying Property in Spain: Legal Support Across Murcia and Alicante
Spain is one of the most desirable locations for property buyers, whether you’re an expat, investor, or planning your retirement in the sun. With its stunning coastline, luxury golf resorts, and vibrant towns, the regions of Murcia and Alicante offer exceptional opportunities for property buyers. However, navigating the Spanish legal system can be complex.
At Platinum Legal Spain, we provide comprehensive legal support to ensure that your property purchase is secure, hassle-free, and fully compliant with Spanish law. Whether you’re buying a beachfront apartment in Alicante, a villa in Murcia, or a holiday home in Costa Blanca, our expert legal team is here to guide you through every step. throughout your legal journey in Spain.
Why Choose Platinum Legal Spain for Your Property Purchase?
✔ Specialist Legal Support – Extensive experience in property law across Murcia and Alicante, including coastal properties, urban developments, and rural homes.
✔ Multilingual Services – We provide legal advice in English, Spanish, and French, with translation services for Dutch, Swedish, and German clients.
✔ Due Diligence & Risk Prevention – Thorough property checks to ensure a secure and problem-free purchase.
✔ Full Legal Representation – We handle the entire buying process, from contract negotiation to land registry filing.
Legal Process for Buying Property in Spain
Buying property in Murcia or Alicante involves several key legal steps. Our team ensures that every part of the process is legally compliant and stress-free.
Property Search & Due Diligence
Before signing a contract, we conduct a full legal check on the property, including:
✔ Land Registry Verification – Ensuring that the seller has legal ownership.
✔ Urban Planning Checks – Identifying any building restrictions or debts attached to the property.
✔ Legal Compliance – Confirming that the property meets local zoning laws and that all permits and licenses are in place.
Signing the Private Purchase Contract
Once the due diligence is completed, a private purchase contract (Contrato de Arras) is signed. Our team ensures:
✔ All terms are clear and legally binding.
✔ Deposits and payment terms protect your investment.
✔ Contingencies are in place in case of legal issues.
Final Purchase at the Notary
The final title deed (Escritura de Compraventa) is signed in front of a Spanish notary. We:
✔ Prepare all necessary legal documents.
✔ Sign the puerchase deed (escritura de compraventa)
✔ Ensure proper tax calculations and payments for property transfer.
✔ Complete land registration and utility transfers.
Legal Risks When Buying Property in Spain & How We Protect You
Unregistered or Illegal Property Modifications
Many older properties in Murcia and Alicante have unregistered extensions or swimming pools.
We check all planning compliance before you buy and arrange for planing and rectification of any undeclared building work, including the paying of all due taxes.
Debts & Charges on the Property
Spanish law states that debts (such as unpaid community fees or taxes) can transfer to the new owner.
We ensure that your property is free from financial burdens, including utilities, unpaid taxes, IBI or SUMA (Council Tax), mortgages or loans with charges, or any government charges on the property.
Coastal Property Restrictions (Ley de Costas)
Properties near the Mediterranean coast are subject to Spain’s Coastal Law (Ley de Costas).
We check building permits and land use restrictions to avoid future legal problems, sometimes sellers are unaware that the property is illegal and could be demolished.
Taxes & Costs When Buying Property in Spain
✔ Property Transfer Tax (ITP) – 8-10% depending on the region.
✔ Notary & Land Registry Fees – Approximately 1-2% of the property value.
✔ Legal Fees – Our rates ensure you receive full legal protection.
✔ Mortgage Costs – If financing, Spanish banks typically require 30-40% down payment for non-residents.
Why Expats & Investors Trust Platinum Legal Spain
Proven Track Record
Successfully handling legal matters for hundreds of clients across Murcia, Alicante, Comunidad Valenciana, Almeria, and Andalucia each year.
Remote Property Purchasing
Our seamless remote buying service allows clients to purchase property in Spain without needing to travel in person.
Post-Brexit Legal Assistance
We provide specialiSed legal support for UK buyers, including Visa applications, NIE numbers, and tax residency guidance.
Multilingual Legal Support
Our legal services are available in English, Spanish, and French, with translators for Dutch, Swedish, and German clients.
Expertise in Golf Resorts
We handle property transactions in exclusive golf resorts, including Las Colinas, La Manga Club, and Hacienda del Álamo.
Secure & Transparent Process
We perform comprehensive due diligence to ensure your purchase is fully legal, debt-free, and risk-free before completion.
Full-Service Legal Assistance
From contracts to taxes, we manage the entire legal process, ensuring a stress-free and compliant property transaction.
In-Depth Tax & Financial Guidance
We offer specialiSed tax advice to minimize property taxes, rental income taxes, and capital gains liabilities for foreign buyers.
Strong Local Connections
We collaborate with top real estate agents, developers, and financial institutions, providing clients with exclusive investment opportunities.
FAQs
Can I buy property in Spain as a non-resident?
Yes! Our team specialises in assisting foreign buyers, handling NIE numbers, Spanish bank accounts, tax obligations, and property contracts. Whether you’re purchasing a holiday home, investment property, or permanent residence, we ensure a smooth legal process.
Do I need a lawyer to buy
property in Spain?
Legally no, you can complete the purchase yourself; however, Spanish property law is complex, and notaries do not perform full legal checks—a qualified property lawyer will do all of this for you and more; remember, everything is in Spanish.
Can I get a mortgage in Spain as a foreigner?
Yes, but conditions vary:
✔ Spanish banks typically offer 60-70% loan-to-value (LTV) for non-residents and up to 80% for residents.
✔ Interest rates range from 2.5-4.5%, depending on financial status.
✔ You’ll need a Spanish bank account, NIE number, proof of income, and credit check.
We help clients secure mortgages and ensure all legal paperwork is correct before signing.
What legal risks should I be aware of when buying property?
Foreign buyers often face risks such as:
✔ Unpaid debts or taxes attached to the property.
✔ Illegal extensions or unregistered renovations.
✔ Building restrictions under the Ley de Costas (Coastal Law).
✔ Issues with community fees in urbanizations or golf resorts.
Our legal team performs comprehensive due diligence to protect you from hidden liabilities.
Is it better to buy in Murcia or Alicante?
It depends on your goals!
✔ Murcia offers affordable properties, golf resorts, and quieter coastal towns, making it ideal for retirees and investors seeking value.
✔ Alicante is perfect for coastal investments, holiday rentals, and high-end real estate, particularly in Jávea, Altea, and Torrevieja.
What taxes do I need to pay when buying property in Spain?
When purchasing property in Murcia or Alicante, you must budget for:
✔ Property Transfer Tax (ITP) – 8-10% (for resale properties).
✔ VAT (IVA) & Stamp Duty (AJD) – 10-11.5% (for new builds).
✔ Notary & Land Registry Fees – 1-2%.
✔ Legal Fees – Typically 1.25 -1.5% with minimum fee.
We ensure all tax obligations are accurately calculated and legally compliant before purchase.
Can I buy property in Spain remotely?
Yes! Many foreign buyers purchase Spanish properties remotely with our legal assistance. We provide:
✔ Power of Attorney (Poder Notarial) so we can act on your behalf.
✔ Virtual document signing and legal coordination.
✔ Secure bank transfers and contract verification.
This is ideal for overseas investors or those unable to travel during the buying process.
What are the costs of maintaining a property in Spain?
Owning property in Spain comes with ongoing costs, including:
✔ IBI (Annual Property Tax) – Varies by location (€300-€1,000 per year).
✔ Community Fees – For properties in urbanizations or resorts (€50-€300 per month).
✔ Garbage Collection Tax – Usually €100-€200 per year.
✔ Non-Resident Income Tax (Modelo 210) – If you don’t rent out the property.
We provide tax planning advice to minimize costs and ensure compliance.
Ready to discuss your legal needs in Spain?
Contact us Today!
Contact Us for Legal Support When Buying Property in Spain